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About Us

CashFlo is India’s fastest growing Supply Chain Finance Company!

With a 25 year legacy and over ₹15000 crore capital disbursed, serving over 50+ large corporate organizations and 50,000+ suppliers across over 10 sectors, we understand the unique challenges Indian businesses face on a day-to-day basis.

CashFlo is on a mission to bridge the ₹20 lakh crore credit divide in the economy; and India’s leading organizations are joining us to support this mission and materially contributing to India’s growth.

Leadership

ankur_300

Ankur

Founder, All things product
dushyant_300

Dushyant

Co-Founder, All things execution
Arif Amirani

Arif

Engineering
Anjana Kaura

Anjana

Credit & Risk
Kunal Varma

Kunal

Corporate Business
Kshitij

Kshitij

Customer Success
Vividha

Vividha

People
Richakant

Richakant

Corporate Business
IMG_1378

Dilip

Corporate Business
WhatsApp Image 2022-10-22 at 11.49.29 AM

Zaitun

Customer Success

Backers

Elevation Capital

Elevation Capital is a leading private equity firm that provides growth capital to companies in Asia. Founded in 2001, with over $3.5 billion in capital currently managed, Elevation Capital is one of the largest and most active funds in the region. Elevation Capital is a long-term investor with local teams in Hong Kong, China, and India; and over 100 investments since inception. 

Advisors & Investors

Anjali Bansal

Founder, Avaana Capital, Advisor NITI Aayog. Board member – Siemens, BATA. Ex-McKinsey, Ex-TPG

Anjali Bansal is the Founder of Avaana Capital and the Chairperson of the Investment Council at NITI Aayog. She also serves on the board of several large companies including Tata Power, Siemens, Delhivery, Bata. Ms. Bansal was previously the Non-Executive Chairperson at Dena Bank, Partner & MD at TPG Capital; Ms. Bansal also founded and led the Spencer Stuart India practice.

Ashish Iyer

Managing Director – Mistry Ventures;
Former Senior Partner & MD – BCG; Former Head of BCG Global Strategy Practice

Ashish Iyer is currently Managing Director at Mistry Ventures. Previously he was a Senior Partner and Managing Director at The Boston Consulting Group where he led BCG’s Strategy Practice globally from 2015 to 2017. Mr. Iyer is a BSc (Honours) & MSc degree from the London School of Economics and Political Science. 

Subhash Chandra Garg

Former Economic Affair and Finance Secretary, Government of India;
Former Executive Director – World Bank

Mr. Garg is a 1983 batch IAS officer for Rajasthan cadre. He has held multiple senior positions at state nation international level. He served as an economic affairs secretary and finance secretary of India. He also served as an executive director in the World Bank. 

Arpan Sheth

Senior Partner & MD, Bain & Co.; APAC Lead, Enterprise Tech and Digital PA

Mr. Sheth currently leads Bain’s Private Equity Practice in India and has led the commercial diligence efforts and post-acquisition programs for nearly 200 transactions in India and broader Asia. He is the Principal author of the annual Bain India private equity report since 2010. Mr Sheth is also active in India’s philanthropic scene via board membership on Dasra and Magic Bus. He is an active supporter of start-ups in India including THB, SecurityAdvisor, Vernacular.Ai, CashFlo, ClassPlus, Oak9.io, Avataar.me, Flatheads, HealthSpring, Delhivery, Dataweave, Medikabazaar and others.

Kartik Sheth

Founder & CEO, EkAnek; Former Chief Innovation Officer, Airtel

Kartik Sheth was the Chief Innovation Officer, Airtel. He built two of India’s top apps – Wynk Music & Airtel TV. He has earlier worked at McKinsey & Unilever. He was listed in the Economic Times Top 40 under 40 2016.

Financing Partner

Aditya Birla Finance Limited

ABFL Nodal Officer 

Name – Rachana Padval (Nodal Officer)

Telephone – 080 45860196 – 10.30 am to 6.00 pm Monday to Friday except National Holidays

Email ID – grievance.finance@adityabirlacapital.com

Address – Aditya Birla Finance Limited, 10th Floor, R-tech Park, Nirlon Complex, Goregaon, Mumbai. 400063
Website – https://personalfinance.adityabirlacapital.com/ombudsman.aspx

CashFlo in the News

[CIOL] Cxo of the week: Ankur Bhageria, Founder, CashFlo

CashFlo is a supply chain finance and payment automation platform. As a pioneer in this category, the Mumbai-based company has been helping businesses optimize their cash flows with its cutting edge technology. 

[TOI] Rising need of accounts payables digitization among Indian enterprises

Payments is one of the most critical aspects of running a business. For organizations to function smoothly and more importantly to scale, it is imperative to have a robust payment process in place.

[CXOtoday] We are on a mission to catalyse India’s GDP growth by fundamentally transforming how businesses pay and get paid

Launched in 2018, CashFlo is on a mission to catalyse India’s GDP growth by fundamentally transforming how businesses pay and get paid. On ground this manifests in the form of supply chain financing, payments and collection automation.

[BFSI] Technology ensures flexibility to vendors and access to supply chain financing

Technology is at the core of transforming from traditional invoice discounting to dynamic vendor financing. It covers the entire supply chain and gives flexibility to every vendor to get access to this proposition as and when needed.

[Live Mint] CashFlo raises ₹70 cr in funding round led by General Catalyst

Through the fresh funding, the company plans to grow its product lines for the CFO function, invest in core technology, and expand its category leadership in the vendor financing automation market in the country.

[ET] Supply chain finance startup CashFlo raises $8.7 million in funding led by General Catalyst

Founded in 2018, CashFlo helps corporates and businesses automate their core finance processes and manage their cash flows better.

[Biz Std] Working capital can be collateral-free, says CashFlo's Ankur Bhageria

Founded in 2017 by Ankur Bhageria and Dushyant Agarwal, CashFlo is an integrated, multi-funder platform for supply chain financing. It intends to bridge part of the Rs 20-trillion gap in working capital owing to procedural hassles. Founder-Chief Executive Officer Ankur Bhageria spoke to Raghu
Mohan.

[ET-BFSI] Vendor finance is being seen as safe haven, continue to invest in the platform: Ankur Bhageria, CashFlo

Fintech platform helping SMEs with supply chain finance, CashFlo is looking to democratise the supply chain finance domain which was limited to specific large vendors and corporates.

[YS] How CashFlo is using tech to meet the credit needs of more than 50,000 SMEs

YourStory features CashFlo, a fintech startup that solves for all credit needs of SMEs and MSMEs. In four years, the startup has touched over 50,000 SMEs.

[ToI] e-Invoicing driving up digitisation of supply-chain financing: CashFlo

Elevation Capital-backed supply chain finance start-up CashFlo has said that government mandate for small businesses to issue e-invoices under the GST laws has become a big enabler for digitisation of supply-chain financing.

[NASSCOM] CashFlo is a back-to-back winner of NASSCOM Supply Chain Solution of the Year

CashFlo is a repeat winner of one of the most prestigious Supply Chain Finance Awards in India. For our continued excellence in Supply Chain Finance, CashFlo was awarded the Supply Chain Finance Solution of the Year, 2020. CashFlo won the same award in 2019. 

[CNBC TV18] CashFlo reaches finals of Visa Everywhere Initiative

In the inaugural Indian edition of Visa’s global Visa Everywhere Initiative (VEI), CashFlo beat 200+ entrants to reach the finals of VEI 2020. CashFlo was joined in the finals by fintechs Samunnati and NuPay and was telecast live on CNBC-TV18.

[Livemint] Cashflo raises $3.3 million in Series A Funding

Cashflo is creating India’s largest digital marketplace for invoice discounting to solve for the day-to-day cash flow problems faced by small businesses.

[YourStory] Invoice discounting platform Cashflo raises $3.3M in Series A round from Elevation Capital, others

Cashflo will use the new funds for expanding its business, enhancing the platform, as well as increasing the team size, while keeping up with its growth plans.

Join Our Team!

If you can’t see a relevant opening, but you feel you have what it takes to be part of this journey,

we’d like to get to know you!